So is social security. Why is the refund different?

There is no specific standard for the amount of social security return; The money refunded by the social security card is the personal payment part of your own medical insurance, and the total amount of the unit payment part is transferred to the personal account of medical insurance according to state regulations. Taking Beijing as an example, it is stipulated that the medical insurance premium paid by the employer shall be transferred to the personal account as follows:

(a) employees under the age of 35 according to my monthly salary base of 0. 8% into personal accounts;

(2) Employees over the age of 35 and under the age of 45 shall be transferred to personal accounts at 1% of their monthly salary base;

(three) employees over the age of 45, according to my monthly salary base of 2% included in the personal account;

(four) retirees under the age of 70 are calculated according to the average monthly salary of employees in this Municipality in the previous year. 3% into personal accounts;

(five) retirees over the age of 70 according to the average monthly salary of workers in this city in the previous year 4. 8% into personal accounts.

Therefore, how much money is deducted from the social security card every month is related to the amount of personal contributions, the base of medical insurance contributions, and the age of individuals. It is not directly related to the total amount of social security paid each month, and the amount returned to your social security card will not be calculated by the total amount of social security paid each month. Please calculate according to the above tips and salary base.

What is the contribution ratio between social security units and employees?

The types and proportion of social insurance premiums paid as employees.

1. Endowment insurance premium: 20% paid by the unit and 8% paid by the individual.

2. Unemployment insurance premium: 2% paid by the unit and 1% paid by the individual.

3. Medical insurance premium: the unit pays 8% and the individual pays 2%.

4. Work-related injury insurance premium: paid by the unit, but not by the individual.

5. Maternity insurance premium: paid by the unit, but not by the individual.

Social security card replacement process

1, telephone loss reporting: call the social security card service hotline 96102;

Report the loss in writing: report the loss in writing at the social security card service outlets in advance;

Self-help loss reporting: self-help pre-report loss on the electronic touch screen of self-help terminal set up by social security card service outlets/designated medical institutions.

2. The information needed to report the loss includes my ID card. If you entrust others to do it, you must also provide the agent's ID card.

3. The applicant should bring his ID card to the social security card service network to report the loss. Under normal circumstances, the formal reporting procedures should be handled by myself. Under special circumstances, such as mobility difficulties and old age, you can entrust others to do it for you.

4. If the cardholder is unable to report the loss in writing in time for some reason, he can first apply for reporting the loss by telephone, and within 5 working days, he or his designated agent will go through the formalities of reporting the loss in writing at the issuing bank and the social security card management institution with valid identity documents.

5. Social security business and financial business must be suspended for oral loss reporting. Financial services are handled by calling the service telephone number of the corresponding issuing bank, and social security services are handled by calling the Social Security Bureau.

6. The cardholder shall report the loss to the service outlets of the issuing bank with his/her ID card, and go through the formalities of card replacement.

To sum up, social security return is generally only for medical insurance, and the returned part is reasonably calculated according to the base paid by individuals. There is no clear stipulation on how much money to return, so if individuals are not clear, they can directly consult the local social security bureau, so as to better safeguard their rights and interests.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 10 of the Regulations on the Supervision and Administration of the Use of Medical Insurance Funds

Medical insurance agencies shall establish and improve business, financial, safety and risk management systems, do a good job in service agreement management, cost monitoring, fund allocation, treatment review and payment, regularly disclose the income, expenditure and balance of medical insurance funds to the public and accept social supervision.

Article 19

Insured persons shall not take advantage of the opportunity to enjoy medical security benefits to resell drugs, accept cash, return in kind or obtain other illegal benefits. Designated medical institutions shall not provide convenience for the insured to resell drugs, and shall not accept cash or physical return or obtain other illegal benefits by enjoying medical security benefits.