What does it mean to pay five insurances and one gold in full?

Legal analysis: Full payment means paying five insurances and one gold based on my actual total salary 100%. Then calculate the payment amount of units and individuals according to the payment ratio of each type of insurance. The payment ratio is fixed, and the payment amount is calculated based on the payment base (that is, full salary). In order to avoid the phenomenon that people with high wages pay more and those with low wages pay less, the social security department takes 300% of the average monthly salary of local insured as the highest base and 60% of the average salary as the lowest base. Generally, most people's wages are between the highest and lowest, and their own wages are used as the payment base. But if the salary exceeds the maximum payment base, it will only be paid according to the maximum base. If the salary is lower than the minimum base, it should also be paid according to the minimum base.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. T individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

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