Hechuan social security payment standard

Individual payment standard of Hechuan endowment insurance

Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age. The following is a good personal payment standard for Chongqing Hechuan endowment insurance, I hope it will help you!

I. Participating in employee pension insurance as an individual:

1. Payment ratio: 20% for insured individuals;

(1)8% credited to personal account;

(2) 12% is included in the basic old-age insurance pooling fund.

2. Payment base:

If I am insured as an individual, my monthly payment base can be selected between 60% and 300% of the average salary of employees in this city in the last year according to my own situation.

Two, to participate in the old-age insurance for residents:

Residents' pension insurance payment is divided into 13 files, and the insured can choose by themselves.

In addition, Chongqing also has a policy that people with payment difficulties participate in residents' old-age insurance. Among them, for the poor people who pay the normal fees, the payment amount is calculated according to the lowest grade and paid in full by the government (currently 100 yuan/year); The poverty-stricken population and low-income recipients who are not marked out of poverty in the normal payment filing card will be reduced or exempted by the government by 70% (currently 70 yuan/year), and the rest will be borne by individuals.

If you choose other grades to pay, the government will still pay according to the above standards, and the premium amount exceeding the payment standard will be borne by the insured.

Both employee pension insurance and resident pension insurance are based on the principle of paying more and getting more. In contrast, the overall treatment level of employee pension insurance is higher, while the overall treatment level of resident pension insurance is lower.

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1, personally participate in the endowment insurance for employees of urban enterprises.

Flexible employees who have reached the age of 16 and have not reached the retirement age stipulated by the state are willing to participate in the basic old-age insurance, have the ability to pay, and are willing to bear the obligation to pay the basic old-age insurance premium. They can voluntarily apply for the old-age insurance for employees of urban enterprises in our city.

2, residents' pension insurance registration conditions

Urban and rural residents who have registered in our city and have reached the age of 16 may voluntarily participate in the basic old-age insurance for urban and rural residents in our city.

Full-time students and those who have received basic pension, retirement fee or pension benefits on a monthly basis are not allowed to participate in the basic old-age insurance for urban and rural residents. Those who have participated in the basic old-age insurance for employees of urban enterprises and the old-age insurance for institutions and institutions may not participate in the basic old-age insurance for urban and rural residents at the same time.