Can abortion and maternity insurance be reimbursed? How much can I reimburse?

Abortion and maternity insurance can be reimbursed.

It should be noted that there are certain conditions and restrictions on maternity insurance reimbursement. First of all, female employees need to pay maternity insurance for more than one year, and abortion is within the scope of the family planning policy. Secondly, female employees need to provide corresponding certification materials, such as certificates issued by sub-district offices or employers. In addition, the specific reimbursement amount and proportion may vary from region to region, and abortion usually requires going to a local regular public hospital above the second level.

Proportion of reimbursement for abortion and maternity insurance:

1. Medical expenses: In general, women can be reimbursed 75% and men can be reimbursed 50% for maternity insurance. These reimbursements usually only apply to one party, that is, women or men.

2. Fees for family planning procedures: in case of abortion, natural delivery, dystocia or multiple births, there are corresponding subsidies or reimbursement standards. For example, abortion may subsidize 400 yuan, natural delivery may subsidize 2,400 yuan, and dystocia and multiple births may subsidize 4,000 yuan.

3. Maternity allowance: the standard of maternity allowance is usually calculated according to the average monthly salary of employees in the previous year, and then multiplied by the prescribed number of vacation days. For normal maternity leave, this may be a fixed amount, while for those who meet the family planning policy, there may be extra holiday days and the maternity allowance will be increased accordingly.

4. One-time maternity allowance: In some cases, there may be additional one-time maternity allowance, but this is usually related to the local actual situation and is limited to the woman's maternity insurance.

To sum up, maternity insurance policies may be different in different regions, so it is recommended to consult the local social security department for details.

Legal basis:

Population and family planning law of the peoples Republic of China

Article 25

Couples who have children in accordance with laws and regulations can get extended maternity leave or other welfare benefits. The state supports the establishment of parental leave where conditions permit.

Article 26

Women enjoy special labor protection during pregnancy, childbirth and lactation, and can get help and compensation in accordance with relevant state regulations. Citizens have family planning operations and enjoy holidays prescribed by the state; Local people's governments can give awards.