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What should I do if social security breaks off for one year?
If the social security is paid off and there is still a labor relationship with the employer, the employer may apply to the local social security bureau for payment. After a new job, if you want to pay back the social security, you should ask whether the new company can pay back. If the payment of social security exceeds a certain period of time, late fees and interest will be paid when it is returned. No unit is responsible for paying social security during unemployment, so you can find a third-party payment institution. Moreover, in most areas, it is stipulated that only units can pay back, and individuals cannot pay back.
Social security refers to endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. Among these five insurances, except the endowment insurance, once the payment is stopped, it will be impossible to make up, and it needs to be made up again. After the payment, it has no effect on the old-age insurance and unemployment insurance, but it has an impact on fertility and medical care. Old-age insurance and medical insurance account for more than 90% of the five insurances, while other unemployment insurance, maternity insurance and industrial injury insurance add up to less than 10% of the five insurances, and the probability and scope of these insurances are not as large as medical insurance and old-age insurance. Therefore, when applying for renewal, general social security only accumulates endowment insurance and medical insurance.
In principle, maternity insurance must be insured for more than 6 months in order to enjoy treatment. If it breaks down halfway, you need to pay again. Medical insurance is suspended for 1-3 months, and you must make up the previous ones before you can enjoy it. If you stop for more than 3 months, you have to wait for 3 months to enjoy medical insurance benefits.
legal ground
People's Republic of China (PRC) social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance can pay less than 15 years when they reach the statutory retirement age. You can receive the basic pension on a monthly basis and transfer it to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits according to the regulations of the State Council.
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