What is the impact of social security interruption?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Social security interruption will mainly affect pension insurance and medical insurance. Endowment insurance, as long as you pay 15 years when you retire, you can enjoy the treatment. Because it can be accumulated, it has little impact. The impact of medical insurance is mainly reflected in the following aspects.

1, suspension of payment

Those who do not pay social security temporarily can use the personal account balance in medical insurance, that is, the medical insurance card, from the next month 1, and cannot enjoy the medical insurance benefits paid by the medical insurance pooling fund.

2. If the social security payment is interrupted for less than 3 months.

If the insured person is interrupted for no more than 3 months in the medical insurance year, after re-payment, the continuous insured time before and after the interruption will be calculated together.

3. If the social security payment is interrupted for more than 3 months.

The insured person is interrupted for more than 3 months in the medical insurance year and recalculated.

4, affect the length of the payment period.

In the long run, the interruption of payment will also affect the length of the total payment period, which is likely to lead to the failure to reach the minimum payment period of medical insurance when reaching retirement age (30 years for men and 25 years for women, of which the actual payment period is 5- 10 years), thus affecting the enjoyment of medical treatment after retirement.