Is Hubei social security card universal in the whole province?

Of course. The new social security card is universal in the whole province. Only by holding a social security card with financial function can the insured realize the direct settlement of hospitalization expenses across provinces and realize the networking of the whole province. The new social security card, that is, the social security card loaded with financial functions, has the basic functions of social security card such as information recording, information inquiry and business handling, and can also be used as a bank card, with financial functions such as cash deposit and withdrawal, transfer and consumption. Banks are exempt from annual card fees and small account management fees. Medical insurance card is a special card for personal account of medical insurance, which uses personal ID card as identification code to store and record detailed information such as personal ID card number, name, gender, payment and consumption of account funds. Hubei medical insurance card is universal in the whole province.

Details are as follows:

1. With the personal ID card as the identification code, store and record the personal ID card number, name, gender, expenditure and consumption of account funds and other detailed information. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the insured employee's personal medical insurance card at the end of the month;

2. Insured employees can print medical insurance card transaction records in China Bank Savings Office with their ID cards and medical insurance requirements, including personal account payment records and consumption records. If you have any questions about the transaction records, you can go to the retail business department of Bank of China.

Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality.

Therefore, the medical insurance system is usually enforced by national legislation and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the workers.

In the traditional sense, medical insurance refers to raising medical insurance funds among certain insured people in a certain area through mandatory policies and regulations or voluntary contracts handled by specific organizations or institutions.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks.

The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get the necessary material help from society, reduce the burden of medical expenses, and prevent sick social members from becoming poor due to illness.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.