Individuals to pay social security what are the benefits

Nowadays, no matter whether it is a laborer working in an employer's unit, or a self-employed businessman or even a flexibly employed person has to buy social security for himself, we only know that buying social security can receive a pension after retirement. So, what are the benefits of personal social security? Below I have organized the following content for you to answer, I hope to help you.

What are the benefits of personal social security

1, housing provident fund

The general public knows that the payment of provident fund is good, because the payment of the provident fund can be taken out after the purchase of a home loan, and because the company also have to pay the same amount of provident fund and their own, therefore, if they pay 400 dollars of provident fund, you can get 400 + 400 = 800 dollars of provident fund. This money can be taken out every quarter, and even if you don't buy a house, it can be returned to you in other ways in the end, sooner or later it will be your own.

2, pensions

Individuals in the payment of 8% of the pension at the same time, the unit to pay you 20% of the pension. Pension payment to a certain number of years, you can receive a pension after retirement, even if not enough years, but also according to how much you pay back to you, always nothing to lose.

3, medical insurance

medical insurance is too important, but young people will not realize. Because they will say:I don't go to the hospital once in a whole year. But everyone ages, and when they get old, all kinds of problems come out, just look at our parents.

What's worse, too many people, are suffering from major diseases, not to mention cancer, alone I know of uremia, which costs about 100,000 per year, enough to paralyze an average family. Therefore, it can be said that it is best not to get sick, and once you do, people without insurance are as helpless as if they were abandoned by the world.

4, social security can pay less tax

First of all, all social security is tax-exempt, to an income of 5,000 yuan, the personal income tax rate is 15%, if the company can pay the full amount of wages to pay social security, pay 8% of the pension insurance 400 yuan, 2% of the medical insurance of 100 yuan, 0. 5% of the unemployment insurance, 25.5, 8% of the housing fund 400 yuan, a ***is 400+400+100+25. 5=925. 5 dollars. Then the tax that can be saved is:925. 5% 15% = $138. 83.

In our favor, health insurance doesn't cost us anything at all, practically speaking. The health insurance paid for that month will be transferred to your personal account in the form of a passbook or medical card, and from Beijing, the amount of money returned is a little more than what you paid. The payment of medical insurance, there is no fear of serious illness, because there is a state guarantee, after retirement without having to pay again is also free medical care.

What are the benefits of personally paying social security? Benefits are certainly there, otherwise why do so many people still pay. Although it is said to pay social security in the absence of any difficulty when you think there is no use, but to the need to know the importance of social security, so it is still necessary to pay on time. If your situation is more complicated, you are welcome to legal counseling.