Payment ratio of five insurances and one gold medical insurance

Payment ratio of five insurances and one gold: pension insurance payment ratio: 8% for individuals and 0/3-20% for unit/kloc; Proportion of medical insurance payment: 2% for individuals and 8% for units; Unemployment insurance contribution ratio: individual 0.2- 1%, unit 0.7-1%; Payment ratio of work-related injury insurance: individuals do not pay, and the unit is 0.1-0.95%; Maternity insurance payment ratio: individuals do not pay, and the unit is 0.45- 1%.

The payment amount of five insurances and one gold varies from region to region, and the base is the total wages. The specific proportion should be consulted with the local labor department, and the payment ratio varies from place to place.

The specific payment ratio of five insurances and one gold is as follows:

1. Pension insurance payment ratio: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account);

2. Medical insurance payment ratio: unit 10%, individual 2%+3 yuan;

3. Unemployment insurance payment ratio: unit 1%, individual 0.2%;

4. Work-related injury insurance payment ratio: the unit pays 0.5% for you every month, and the individual does not pay;

5. Maternity insurance payment ratio: the unit pays 0.8% for you every month, and the individual does not pay;

6. Provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. But in principle, the maximum shall not exceed 10% of the average wage of employees. Starting from the second half of 20 10, all employers are required to pay the housing accumulation fund at 12% of their wages. Units and individuals are 65438+ 02% of salary.

legal ground

Article 2 of the Social Insurance Law stipulates that the state shall establish social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.