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How many files does Dongguan social security have? What is the difference?
1. Dongguan social security individual payment standard is divided into nine grades.
2. The endowment insurance fund for urban residents is mainly composed of individual contributions and subsidies. Urban residents who participate in the endowment insurance for urban residents shall pay the endowment insurance premium.
3 to participate in the basic old-age insurance for urban and rural residents (hereinafter referred to as the insured) shall pay the old-age insurance premium. The payment standard is set to nine grades of 180 yuan, 240 yuan, 360 yuan, 600 yuan, 900 yuan, 1200 yuan, 1800 yuan, 3,600 yuan and 4,800 yuan per year. The insured can choose one of the grades to pay. In a natural year, the insured can only choose one payment standard.
4. Poor people, low-income people, destitute people, severely disabled people, mentally retarded people and other difficult groups (hereinafter referred to as difficult groups) not marked on the filing card can choose to pay the old-age insurance premium according to the standard of 120 yuan every year.
5. The basic old-age insurance premium for urban and rural residents shall be paid annually (natural year) in principle, and the payment method shall be determined quarterly and monthly according to the actual situation of this Municipality.
6 localities can add payment grades according to the actual situation. Insured people choose their own grades to pay, and pay more. According to the economic development and the growth of per capita disposable income of urban residents, the payment grade will be adjusted in a timely manner.
2. Which grade is better?
In fact, social security has no distinction between good and bad grades. Different grades of social security represent different payment standards. Different grades of social security mean more and less.
The monthly payment standard of social insurance for the insured is divided into four grades: the lowest grade (40%), the first grade (60%), the second grade (80%) and the third grade (100%). The higher the level, the more you get, which means the more you pay, the more you get. Of course, the amount of money you get is also related to the number of years you pay social security.
It can be seen that the grade difference of social security is mainly reflected in the different amount of insurance money received in the future. The higher the level of social security, the more insurance money will be paid in the future, and the amount of money is also related to the number of years of social security payment. The longer the payment time, the more pension you will receive when you retire.
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