The process of handling five insurance and one gold

Five insurance and one gold is the employer to give workers several kinds of protective treatment of the collective name, the process is mainly as follows: (1) social security, provident fund account opening enterprise needs to be in the establishment of the date of the thirty days to go to the social security bureau and provident fund center for social security, provident fund account opening. Social security account will get the "social security registration certificate", provident fund account will get the unit provident fund registration number. (2) Increase or decrease the number of employees The unit must add the new employees of the enterprise into the unit's five insurance accounts every month, and remove the employees who have left the company from the accounts. The social security and provident fund accounts are two separate accounts, and the operation of adding or removing employees must be performed in both accounts. (3) Confirmation of contribution base Units are required to declare the correct contribution base for their employees every month to ensure the normal payment of Pension. The contribution base for the five insurance and one pension is based on the employee's average salary of the previous year or the salary of the first month of employment. (4) If the enterprise, the bank and the social security/provident fund management organization have signed a tripartite bank contribution agreement, the five insurance and one pension fees will be deducted directly from the enterprise's bank account at a fixed time each month. Of course, the enterprise can also choose to pay the fees on-site by cash or check at the five insurance and one pension management agency.

Article 27 of the Social Insurance Law stipulates that individuals who have participated in the basic medical insurance for employees and who have accumulated contributions up to the national prescribed limit when they reach the legal retirement age should no longer be required to pay the basic medical insurance premiums after their retirement, and should enjoy the basic medical insurance benefits in accordance with the state regulations; those who have not yet reached the national prescribed limit should be allowed to pay the premiums up to the national prescribed limit.