Social security paid can be refunded

Whether the social security paid can be refunded, generally depending on the situation:

1, rural households, if you choose to leave the pension insurance personal account liquidation, the accumulated amount of personal account personal contributions and interest on a one-time refund to me;

2, if you are still working in their own period, want to return to the previous payment of the pension insurance to the personal account on the speaking is impossible;

3, urban households only the following circumstances can be returned to reach the statutory retirement age, but did not reach the accumulated 15 years of contributions. p>

3, urban account can only be refunded in the following cases, reached the legal retirement age, but did not reach the accumulated contributions for 15 years. Due to the payment of fewer years, and has reached retirement age, so at this time the monthly payment is not quite in line with the interests of the residents, so this time you can apply for pension insurance personal account a one-time refund to the individual, by the individual at will, this is the law, can be returned to one of the circumstances; if not before the retirement of the unfortunate death, then there is no way to talk about the retirement of the monthly payment, this time you can put the previous payment of the monthly payment. Payment, then you can pay the pension insurance premiums one time to take out, of course, I have no way to get the insurance premiums, can be received by their legal heirs, and free to dispose of; Retirement after the death, but the amount of the personal account has not been collected. The legal heirs will receive the lump sum, which they will not be able to use.

Legal basis: Article 10 of the Social Insurance Law of the People's Republic of China

Employees should participate in basic pension insurance, and the employer and the employee*** pay the basic pension insurance premiums.

Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.

The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.