When is the best time to pay social security?

The most suitable payment age for social security is before the age of 35 for women and before the age of 45 for men. Take medical insurance as an example. If you want to continue to enjoy medical reimbursement after retirement, you have to pay a certain number of years, 25 years for men and 20 years for women.

If it is a pension, you can get a pension for life after paying 15 years. Under normal circumstances, the longer the social security payment period, the more pensions you can receive after retirement. But the pension after retirement depends on the payment period and base. If you want to get a higher pension after retirement, you have to extend the payment period. So the younger you are, the better. The earlier you pay social security, the more pension you will receive after retirement. How much pension an individual can get after paying 15 social security varies from person to person, and the higher the base and years of personal contribution, the more money he can get.

Proportion of individual contributions to social security

The calculation formula of individual social security payment is the same as that of enterprise social security payment: social security fee payable = payment base × payment ratio. Because all the expenses paid by individuals for social security are borne by individuals, they are different from enterprises in terms of payment base and payment ratio. General old-age insurance is paid at the rate of 18-28%, and medical insurance is paid at the rate of 6- 10% of the local average wage level in the previous year. Please consult the Social Security Bureau for specific payment standards.