How to deal with college students' multi-site insurance

Repeat the process of applying for surrender: the insured needs to bring relevant surrender materials, such as ID card and social security card, to the business window of the social organization where the surrender is located, submit the surrender materials to the staff and apply directly.

Note: Social security agencies will review the submitted materials, check the authenticity and completeness of the materials, and go through the refund procedures on the spot if there is no problem.

Other measures to deal with double insurance

First, repeat participation in employee medical insurance.

If there are more than two employees' medical insurance, the insured shall keep the insured relationship of the current employees. In addition, the region can apply to the unit, the unit can cancel, or the social security institution where the insured person is located can handle the surrender.

Second, repeat participation in residents' medical insurance.

There are many residents' medical insurance in the area, and the insured person keeps the residents' medical insurance in the place where the permanent residence is located, and the social security of residents in other areas can terminate their insurance relationship.

Third, students are repeatedly insured.

If the insured object is a student, it is best to keep the insured relationship where the student status is located, and other needs can also be retained. If not, the guardian can apply for surrender.

Fourth, cross-system repeated participation in insurance

Insured people do not participate in the same type of insurance, but participate in employee medical insurance, resident medical insurance, or the new rural cooperative medical system. In principle, it is to retain the medical insurance paid by the unit; If the insured moves frequently and changes his job and place frequently, it is recommended to keep the insured relationship of other types of insurance.

What are the types of double insurance?

(1) Repeated participation system: that is, participation in medical insurance for employees in two places or above, or medical insurance for urban and rural residents in two places or above.

A common situation of repeated participation in employee medical insurance: the insured pays employee medical insurance in his hometown as a flexible employee, but participates in employee medical insurance with the company during the middle of employment.

Repeated participation in urban and rural residents' medical insurance is a common situation: the insured person participates in urban and rural residents' medical insurance separately at the domicile and permanent residence, or the students participate in urban and rural residents' medical insurance separately at the domicile and student status.

(2) Cross-system repeated enrollment: that is, participating in medical insurance for employees in two places and above and medical insurance for urban and rural residents at the same time.

Common situation: the insured person participates in employee medical insurance in the unit and also participates in urban and rural residents' medical insurance in his hometown.

Repeated participation mainly occurs in the crowd:

The problem of repeated reinsurance mainly occurs among the floating population across provinces and systems.

Those who move across provinces to participate in the work, some have participated in the medical insurance for urban and rural residents in their hometowns, and also participated in the medical insurance for employees in their places of employment.

There are also some migrant workers and students studying in different places, who are not clear about their participation, forming repeated participation.

Legal basis:

Interim Measures for the Connection of Urban and Rural Endowment Insurance System

Article 7 If the insured participates in both urban workers' pension insurance and urban and rural residents' pension insurance in the same year, the repeated payment period (calculated on a monthly basis, the same below) shall only be calculated, and the individual contributions and collective subsidies corresponding to the repeated payment period of urban and rural residents' pension insurance shall be returned.