Social security is not enough. 15 do I need to pay for retirement?

Social security is not enough. It needs to be paid when 15 retires.

Measures to be taken when social security reaches the retirement age of less than fifteen years;

1, apply for delayed retirement and continue to pay social security until the payment reaches 15 years, and then you can receive a monthly pension;

2. Transforming social security into new rural social endowment insurance or urban residents' social endowment insurance;

3. Pay social security in one lump sum 15 years.

Personal social security payment process:

1, go directly to the social security management department where the household registration is located, and generally apply for social security in the township social security department (community neighborhood Committee) or county social security bureau;

2. Bring personal ID card and photocopy, two recent bareheaded one-inch photos, insurance premium, application form and other materials to apply.

Information to be prepared for individual social security payment:

1. If the social insurance premium is not declared and paid in time, it is necessary to prepare the original and photocopy of the labor contract signed by the insured and the company, and a detailed list of the insured's salary payment;

2. If the court decides to pay social security fees through mediation, labor inspection and labor arbitration, it is necessary to bring the corresponding mediation book or award;

3. If it is to pay the social security fee for the last six months, the employer can directly go to the social security self-service platform to operate. At this time, it is necessary to bring the payment application, the labor contract of the insured and the salary payment details.

To sum up, if the social security is not paid in time in the current month, it can't be paid back unless it is a special case permitted by law. For example, in many places, due to the epidemic, production and shutdown are stopped, and they are isolated at home and cannot go out, so it is allowed to pay back afterwards. The payment period of social security affects the collection of retirement benefits in the future. Old-age insurance needs to meet the minimum payment period 15 years, and can only retire after reaching retirement age and enjoy retirement benefits. Medical insurance requires a minimum payment of 25 years to enjoy lifelong retirement benefits.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.