Social security requirements for housing purchase qualification in Shenzhen

The social security requirement for the qualification of buying a house in Shenzhen is that the purchaser has paid social security in Shenzhen for more than 3 years (including 3 years).

The social security requirement for the qualification of purchasing houses in Shenzhen means that buyers are eligible to buy commercial houses in Shenzhen after paying social insurance for three years (including three years). The social insurance here includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Property buyers need to provide relevant certification materials when applying for a house purchase to prove that they meet the social security requirements.

The influence of Shenzhen house purchasing qualification on non-deep households;

1. restrictions on buying houses: non-deep households need to meet certain conditions before they are eligible to buy houses in Shenzhen. For example, it is necessary to pay social security continuously or pay taxes for a certain number of years, or obtain the qualification to buy a house through the introduction of talents. These restrictions make it difficult for non-deep households to buy a house.

2. Loan conditions: Non-deep households often need to provide stricter loan conditions when buying a house in Shenzhen. Because non-registered residents have no local household registration, banks have higher requirements for their credit records and repayment ability, which makes it more difficult for them to obtain loans.

3. Tax burden: Non-registered residents need to bear higher tax burden when buying a house in Shenzhen. For example, you need to pay higher taxes such as deed tax and personal income tax. The increase of these taxes and fees makes non-deep households face greater pressure on the cost of buying houses.

To sum up, the social security requirement for the qualification of purchasing houses in Shenzhen is that the buyers have paid social security in Shenzhen for more than 3 years (including 3 years) continuously, and this requirement applies to non-deep households, including housing accumulation fund and enterprise purchasing houses. Property buyers need to provide relevant certification materials when applying for a house purchase to prove that they meet the social security requirements.

Legal basis:

Regulations of Shenzhen Municipality on Housing Security

Article 18

The term "buyers" as mentioned in these Regulations refers to natural persons, legal persons and other organizations that purchase houses in this Municipality. The purchaser shall meet the procurement conditions stipulated by the state and this Municipality. The purchaser shall pay social insurance or housing accumulation fund in this city for three consecutive years.