Pay social security unit

The materials that need to be submitted when the unit pays social security for employees include business license, tax registration certificate, copy of the insured's ID card, etc. Before actually paying social security for employees, the unit needs to apply for social insurance registration at the social insurance agency with business license, registration certificate or unit seal.

First, how does the unit pay social security for employees?

1. Opening a social security account: The company needs to open a social security account with the Social Security Bureau within 30 days from the date of establishment, and will receive a social security registration certificate after opening the social security account.

2. New employees: The social security account is an independent account.

Adding or deleting employees must be done in the account. Every month, the company will add new employees to the company's social security account and delete employees who have left the company from the account.

3. Confirm the social security payment base: the unit needs to declare the correct social security payment base for employees every month to ensure the normal payment of social security.

4. Determine the payment method of social security If the company has signed a bank payment agreement with the bank and the social security management agency, the social security fee will be directly deducted from the company's bank account at a fixed time every month. Units can also choose to pay in cash or by cheque to the Social Security Bureau.

Relevant legal provisions: Social Insurance Law

Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.

Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.

The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.

The second is the difference between the social security paid by the unit and that paid by the individual.

1, with different properties.

Social insurance paid by companies: compulsory

The Social Insurance Law stipulates that the employer must pay social insurance for employees on time and in full, which is a mandatory obligation of the law and a legal obligation of both parties, and the labor relations cannot be changed through consultation.

Therefore, even if the "Employee Voluntary Waiver of Social Security Commitment" is signed, it has no legal effect.

For unemployed or flexible employees, they can voluntarily pay social security at the agency where the household registration or residence permit is located, or they can find an agency to pay.

2. Different types of insurance are involved.

The company pays social security: it can participate in five kinds of insurance.

As long as citizens work in the company, the company must help employees pay five insurances according to law, including medical insurance, pension insurance, maternity insurance, unemployment insurance and work injury insurance.

Personal social security payment: you can only participate in two kinds of insurance.

You can participate in employee social security (employee medical insurance and employee pension) on a monthly basis as a flexible employee, or you can participate in employee social security (employee medical insurance and employee pension) on an annual basis as a resident.

3. The payment amount is different

Social security paid by the company: Social security is shared by the company.

The company bears about two-thirds of the premium and one-third of the premium itself. For example, for the old-age insurance in Xiamen, the unit pays 12%, and the individual only needs to pay 8%.

Individual payment of social security: all individuals bear it.

I don't work in the company, but I want to pay social security myself, so I can only bear the premium in full. For example, for endowment insurance, individuals need to pay 20%.

4. Enjoy different treatment

The company pays social security: enjoy five insurances and one gold.

The social security paid by the company has five insurances, which is more than the social security paid by individuals for maternity, unemployment and work-related injuries.

Employee medical insurance has a personal account, and the part paid by the unit will be transferred to the personal account in proportion every month. Moreover, the money inside will generate interest, which is owned by individuals and can be used to see a doctor and buy medicine.

Individuals pay social security: enjoy two insurance benefits.

You can only pay two insurances, but you can't solve work-related injury insurance, unemployment insurance and maternity insurance, and you can't enjoy the relevant treatment of work-related injury, unemployment and maternity insurance.

For employees who have already worked in a certain unit, they can pay social security on their behalf or by themselves. However, maternity insurance, unemployment insurance and industrial injury insurance can only be paid by the unit. Before handling the payment procedures, the unit can negotiate with the employees to determine the proportion of payment.