Can I swipe my medical insurance card when I buy medicine at ordinary times?

The money in the medical insurance card of urban workers' medical insurance can be used to buy medicine in pharmacies.

The types of packaging are as follows:

1, medical insurance for urban and rural residents, which only needs to be paid once a year. Urban and rural residents have medical insurance, and there are also personal medical insurance cards. There is no money in this medical insurance card, but you can be reimbursed according to a certain proportion if you are hospitalized.

2. Medical insurance for urban workers is paid every month. To provide medical insurance for urban workers and medical insurance cards for individuals, not only can they be used when they are hospitalized, but they also pay part of the money back to the medical insurance cards every month.

Medical insurance card purchase restrictions:

1, limit on the balance of medical insurance card: Before using medical insurance card to buy medicine, we must first ensure that our social security card has been activated. If it has not been activated, you need to go to the designated bank or social security bureau to activate it, and you need to pay attention to the fact that there is enough money in the medical insurance card. If the amount in the card is insufficient, we need to make up another part ourselves;

2, medical insurance drug restrictions

In addition to the medical insurance card, there are also restrictions on the drugs we want to buy, but most of the daily drugs can be covered. There are 2,800 kinds of drugs in the National Basic Medical Insurance Drug List published on 202 1, including 426 kinds of western medicine 1374 kinds of Chinese patent medicine1,and some special additional drugs. Generally speaking, the guarantee is very sufficient.

To sum up, the money in the medical insurance card for urban workers can be used to buy medicine in pharmacies. Usually you have a cold and fever, and you feel unwell. You can use your medical insurance card to buy medicine at the pharmacy.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.