Social Security specifically contains what the difference between the three insurance and five insurance and one gold in the

Social Security is a term we often hear, but what exactly does Social Security entail? Sometimes we really can't answer for a moment. Check it out today.

Social security refers to social insurance, including medical insurance, pension insurance, work injury insurance, unemployment insurance, maternity insurance.

We often say "five insurance and one gold" refers to medical insurance, pension insurance, industrial injury insurance, unemployment insurance, maternity insurance and housing fund, while "three insurance and one gold" is missing industrial injury insurance and maternity insurance. There is a misunderstanding here: very often, when young people go out to work, the company promises that they will have social security. Sometimes we think that the company will help us to pay "five insurance and one gold", but after a long time, we may suddenly realize that the company only pays "three insurance and one gold", or even only "three insurance". However, we may suddenly realize that the company only pays "three insurance and one pension" or even only "three insurance". There is no doubt that there is a gap between this and the "five risks and one pension" that we have in mind.

The reason for this is that we mistakenly equate "five insurance and one pension" with social security. In fact, it is not. From the company's point of view, there is nothing wrong with the company's commitment. Help employees to pay "three insurance", can indeed be said to pay the social security, but can only be said to have not paid all. This wave is "paid, but not fully paid".

So in order to avoid this situation, we can ask clearly when we join, the company is to help us pay "three insurance", "three insurance and one gold" or "five insurance and one gold". This can effectively avoid misunderstanding.

Related Q&A: What is the meaning of three insurance and one gold? Three insurance and one gold generally refers to the pension insurance, unemployment insurance, medical insurance and housing fund, in accordance with state regulations, the three insurance and one gold by the employer and the individual *** with the payment, regular contributions, deposited into the personal identity of the insurance account or provident fund account, by the relevant social functions of the unified management. However, according to the current provisions of the Social Insurance Law and the Housing Provident Fund Regulations, the three insurance and one gold has been outlawed by the five insurance and one gold, according to the current laws and regulations, the unit must pay the company's employees five insurance and one gold, that is to say, industrial injury insurance and maternity insurance is a mandatory requirement of the state unit to pay for the employees. Workers in all regions can report to the local labor security supervision department at or above the county level if they find that the unit has not paid social insurance for the workers in accordance with the law. In addition, the difference between the three insurance and one pension and the five insurance and one pension is mainly manifested in the following aspects: the three insurance and one pension include pension insurance, medical insurance, unemployment insurance and housing fund. The five insurance and one pension not only includes the contents of the three insurance and one pension, but also adds maternity insurance and work injury insurance. If there are safety factors in the working environment, it is recommended to buy an accident insurance for yourself. However, it should be reminded that in the future, all employees of construction units in China will have work injury insurance, so if you are a construction worker and do not have work injury insurance, you can complain to the local labor bureau. If the maternity insurance is not paid, then the employee will not be able to enjoy the normal benefits such as maternity allowance and surgery expenses. [Legal basis] Article 2 of the Social Insurance Law of the People's Republic of China*** and the State The State establishes a social insurance system for basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems to safeguard the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, illness, industrial injury, unemployment and maternity.