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What about people who have never paid social security once?
If a person has never paid social security, first of all, he needs to consult the local social security agency to understand the relevant policies and determine whether he meets the payment conditions. You need to submit your personal ID card and other relevant documents to verify your identity. According to the regulations, the amount payable for overdue payment will be calculated according to the actual payment period and payment base, including the corresponding fine. If it exceeds the prescribed time limit, it may be necessary to bear certain liquidated damages or fines.
If the company does not resign and the company does not pay the fee, the individual shall first apply to the company for payment, and then the employer shall apply to the local social security bureau. If there is no work unit, individuals need to bring information to the social security bureau to pay the old-age insurance premium.
Benefits of paying social insurance
1, endowment insurance
When you are old and retired, you have no financial resources. If you want to protect your basic life or make your old-age life better, you'd better have social security. At present, the national policy is to pay the old-age insurance before retirement 15 years or more, and receive the pension every month after retirement.
2. Medical insurance
Medical insurance is mainly used for medical treatment and hospitalization. Everyone knows how expensive it is to get sick now. After paying the medical insurance, you can take the medical insurance card to the pharmacy to buy medicine. Hospitalization can also be reimbursed by medical insurance, which can reduce the economic burden when you are sick.
3. Work injury insurance
If you take part in work-related injury insurance, once an accident happens, you can make compensation according to the disability assessment and then the social insurance department of the government according to the regulations, which can better safeguard the legitimate rights and interests of employees themselves.
4. Maternity insurance
For women working in the unit, it is very necessary to rest and take care of them from pregnancy to delivery. Maternity insurance can provide free check-ups, medical services and paid holidays for women, and can also get a large sum of money (maternity allowance), which guarantees the health and basic life of female employees during childbirth and relieves their worries to some extent.
5. Unemployment insurance
Unemployment insurance can provide material assistance to people who have temporarily interrupted their economic resources because of unemployment, so as to ensure their livelihood and receive unemployment benefits after unemployment.
6. Housing accumulation fund
Housing provident fund can be used to buy a house, rent a house, decorate it, and use it to pay for major diseases. Moreover, the loan interest of housing provident fund is much lower than that of commercial loans, which can alleviate the economic pressure of borrowers who need to apply for housing to a certain extent.
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