What is the minimum standard of five insurances and one gold for an enterprise?

What is the minimum standard of five insurances and one gold for an enterprise?

What is the minimum standard of five insurances and one gold for an enterprise?

The minimum standard of enterprise's five insurances and one gold is about 1000 yuan. Details are as follows:

1. Pension: 20% of the unit contribution base (2000 * 20% = 400 yuan) and 8% of the individual withholding base (2000 * 8% =160 yuan);

2. Unemployment: unit contribution 1.5% base (2000* 1.5%=30 yuan), individual withholding 0.5% base (2000*0.5%= 10 yuan), and individual migrant workers do not pay;

3. Work injury: According to the nature of the unit, the withholding ratio is different. Take a wholly foreign-owned enterprise as an example, pay according to 1% of the base (2000 * 1% = 20 yuan), and individuals do not pay;

4. Maternity: employees with foreign registered permanent residence are not covered by this insurance, and the payment base of employees with Beijing registered permanent residence is 0.8%(2000 * 0.8% = 16 yuan), and individuals do not pay;

5. Medical care: 9% of the base (basic medical care)+1% (large-sum overall planning) is paid by the unit (2000* 10%=200), and 2% (basic medical care) +3 (large-sum overall planning) is withheld by the individual (2000*2%+3=43 yuan).

6. Housing accumulation fund: 8% of the base pay by units and individuals (2000 * 8% =160 yuan, paid according to 320 yuan). If the unit conditions are good, you can apply for an increase to 65,438+00%.

2. Does the employee's salary include five insurances and one gold?

The employee's salary does not include five insurances and one gold. The total salary consists of the following six parts: allowances and subsidies; Piece rate; Hourly wages; Bonus; Overtime pay; Wages paid under special circumstances. The basic salary of workers is calculated according to the wage standard stipulated in the labor contract or the rules and regulations of the state and enterprises.

Legal basis:

Provisions on the composition of total wages Article 4

The total salary consists of the following six parts:

(1) hourly wages;

(2) piece rate;

(3) bonuses;

(4) Allowances and subsidies;

(5) Overtime pay;

(6) Wages paid under special circumstances.

3. Is it illegal to sign a labor contract without five insurances and one gold?

It is illegal to sign a labor contract without five insurances and one gold. Social insurance premiums must be paid. If the employer signs a contract with the employee, but fails to purchase social security for the employee, it may report to the Arbitration Commission for handling and apply for double monthly salary compensation. Industrial injury insurance is compulsory by the state and must be purchased by the unit. Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.