Why can't the social security card be activated in the bank?

No, the new social security card will be restricted if it is not activated within 6 months after receiving the card. The social security card holder shall activate the social security card within 6 months after receiving the card, during which the medical insurance card can still be used normally. After activating the social security card, the original medical insurance card will automatically become invalid. If it is not activated within the time limit, the original medical insurance card will be restricted. For those who are overdue, the insured should activate the social security card at the corresponding bank with valid ID and social security card as soon as possible. After activating the social security card, the balance of the medical insurance account will be automatically transferred to the social security card, and the medical insurance account will return to normal state. The list of units whose cards have been stopped can be found in the social security card column of the human resources and social security network. After the medical insurance account is activated, it will return to normal state, and the new social security card can be used without loss or other influence. The activation time of the new social security card is within 6 months from the date when the insured or the insured unit handles the card from the social security card processing window.

Legal objectivity:

Article 64 of People's Republic of China (PRC) Social Insurance Law includes basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning.