Provisions on giving up old-age insurance halfway

Your old-age insurance has been paid for seven years, and the personal contributions and interest in your personal account will always belong to you; Now that the company is bankrupt, you have to pay in full (20%) in the future, and the proportion transferred to your personal account is 8%. This 8% and interest will always belong to you, and the remaining 12% will be merged into the overall fund, which means that you have made contributions to the country and society. What you can get back from surrender is divided into two parts: 1. Personal contributions and interest in the personal account of the original unit can be refunded; 2. In the future, you can only refund 8% of your personal account and interest over the years, and contribute the rest. Similarly, the unemployed apply to the Social Security Bureau for insurance, and only 8% of the money paid is transferred to personal accounts, and the rest is owned by individuals. Strictly speaking, the individual contributions to participate in endowment insurance can be taken out (except the unit contributions), but the conditions are very harsh. I'll give you a few conditions for your reference: 1, reaching retirement age, not meeting the conditions of 15 years payment; 2. The insured dies for some reason; 3. The insured goes abroad to settle down; 4, after retirement death, personal account balance. In addition, rural hukou can receive individual contributions from individual accounts of old-age insurance with the proof of resignation and return to their hometown. Unemployment insurance is not refundable, and medical insurance can enjoy the balance of the account. There is no difference in policy between surrender after fifteen years of payment and surrender after fifteen years of payment.