Proportion of social security payment in gusu district, Suzhou

Suzhou urban enterprises five insurance payment ratio provisions are as follows:

(1) Pension insurance units pay 19%, and individuals pay 8%.

(2) The medical insurance unit pays 9% and the individual pays 2%.

(3) Unemployment insurance units pay 1%, and individuals pay 0.5%.

(4) maternity insurance units pay 0.5%, and individuals do not pay.

(5) The work-related injury insurance premium is paid by the employer, but not by the individual. The proportion of payment is determined according to the industry risk of the enterprise. * * * It is divided into 8 industry categories, and the payment ratio is 0.2%- 1.9%.

(6) Take individual industrial and commercial households as an example, the contribution rate of endowment insurance is 20%, of which employees pay 8%, employers 12%, and other types of insurance refer to enterprises. ?

(7) Provisions on the contribution ratio of provident fund: the contribution ratio of various enterprises, private non-enterprise units and social organizations is 8% ~ 12% for units and employees respectively.

2. Payment ratio: five insurances and one gold, the unit needs to bear part of it and deduct it directly from the bank account of the unit, and the employee also needs to bear part of it and deduct it from the employee's salary. Because different places are different, let's take Beijing as an example. If we hire a product manager with a monthly salary of 65,438+0,000 yuan, then the monthly social security and provident fund expenses are as follows:

3. That is to say, for the enterprise, in addition to the monthly salary of 10000 yuan, it is also necessary to pay an additional 43 10 yuan for five insurances and one gold; For employees, the salary of 10000 yuan can only be obtained after deducting 2223 yuan for five insurances and one gold, and then deducting personal income tax, so the actual salary of employees is less than 7500 yuan.

4. According to the provisions of the labor law:

(1) Article 70 The state develops social insurance, and establishes a social insurance system and a social insurance fund to help and compensate workers in cases of old age, illness, work injury, unemployment and maternity.

(2) Article 71 The level of social insurance shall be commensurate with the level of social and economic development and social affordability.

(3) Article 72 The sources of social insurance funds shall be determined according to the types of insurance, and social pooling shall be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

(4) Article 73 Laborers shall enjoy social insurance benefits according to law under the following circumstances: (1) Retirement; (2) Being sick or injured; (3) Being disabled at work or suffering from occupational diseases; (4) unemployment; (5) bearing. After the death of an employee, his survivors shall enjoy the survivors' allowance according to law. The conditions and standards for workers to enjoy social insurance benefits shall be stipulated by laws and regulations. Social insurance premiums enjoyed by workers must be paid in full and on time.

(5) Article 74 Agencies handling social insurance funds shall collect, manage and operate social insurance funds according to law, and be responsible for maintaining and increasing the value of social insurance funds. Social insurance fund supervision institutions shall supervise the income and expenditure, management and operation of social insurance funds according to law. The establishment and responsibilities of social insurance fund handling institutions and social insurance fund supervision institutions shall be prescribed by law. No organization or individual may misappropriate social insurance funds.

(6) Article 75 The State encourages employers to establish supplementary insurance for workers according to actual conditions. The state encourages self-employed workers to participate in savings insurance.

Article 76 The state develops social welfare undertakings and builds public welfare facilities to provide conditions for laborers to rest, recuperate and recuperate. The employing unit shall create conditions to improve the collective welfare and the welfare treatment of workers.

Extended data:

1. According to the data of Suzhou Social Security Center, the Social Security Center has to process two or three million credit card data every month, and it is difficult to monitor abnormal data only by manpower. Therefore, the development of "real-time intelligent audit system" was launched in September last year. At present, this system has been "employed" in the first batch of 43 second-and third-level designated hospitals in urban areas.

2. According to reports, the system is loaded with 36 rule modules, such as clinical knowledge base and cost control data, which can monitor the prescription and medication of medical insurance doctors in real time, automatically mark abnormal data such as unreasonable medication and mismatching drugs, and issue an early warning. The social security center inspectors will report the abnormal situation to the hospital at the first time, and handle it according to the law after verification.

3. After the system went online, it was found that a few doctors used too much medicine, and some insured people borrowed other people's medical insurance cards for medical treatment. Zhou, chief of the medical examination department of the Municipal Social Security Center, said that this system extends the medical insurance supervision object from designated medical insurance units to medical insurance doctors and insured persons. On the one hand, it can supervise doctors to use drugs carefully, avoid the phenomenon of indiscriminate prescription of drugs, and at the same time, it will effectively curb the behavior of a few people maliciously taking medical insurance funds.

4. It is reported that Suzhou will further install the system in the designated medical insurance units in the city to realize the network interaction between medical insurance audit and feedback from designated units and ensure the safe operation of medical insurance funds.

References:

Five insurances and one gold-Baidu Encyclopedia

Five risks-Baidu Encyclopedia

Social Insurance Law-Baidu Encyclopedia

Labor Law-Baidu Encyclopedia

Suzhou Social Security-People's Network