Can the provident fund be paid separately?

The Labor Contract Law stipulates that all units must pay social security for employees, but many units have not paid provident fund. In this case, the provident fund can be paid separately. Provident fund and social security are not required to be paid in the same unit, so it is feasible to pay the provident fund separately. Moreover, looking for a human resources company to pay the provident fund separately does not need to be linked to the social security base and wage standard paid by the unit. The payment standard can be selected according to the actual loan demand of customers. Another situation is that the base of the provident fund paid by the unit is too low to get the desired amount. You can negotiate with the unit to stop paying the provident fund, transfer it to the human resources company to increase the base, and then transfer it back to the unit after the loan is successful.

Legal basis:

Regulations on the administration of housing provident fund

Thirteenth housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.

Fourteenth newly established units shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go through the formalities for the establishment of housing provident fund accounts for their employees. Where a unit is merged, divided, revoked, dissolved or bankrupt, the original unit or liquidation organization shall, within 30 days from the date of the above-mentioned situation, go to the housing provident fund management center to handle the change or cancellation of registration, and handle the transfer or seal-up procedures for the employees of the unit within 20 days from the date of completing the change or cancellation of registration.