Hello, I work here in Chengdu, but the social security and insurance paid by the company are not in Chengdu. Now I want to buy a house in Chengdu, the first suite.

Hello, actually, according to your current situation,

Not a Chengdu hukou, buying a house in Chengdu,

First, the conditions for buying a house with a loan from a non-Chengdu hukou (1) Question: Can a non-Chengdu hukou in Sichuan be mortgaged to buy a house, and Chengdu is not the main city? Answer: it is ok to buy a house. If you want to mortgage it, you must meet the conditions: you can provide social security or tax bills for one year after working in this city for one year. 2. The loan can only be obtained if the family is below 2 suites. 3. If you take money from other places, you can't borrow it (if the second loan interest rate rises 1 the down payment must be 50%) and let the developer fix it for you. (2) Question: My wife and I are registered in Zigong, Sichuan, and we want to buy a house in Chengdu in March this year. I heard that it takes one year to pay social security for buying a house in a different place, but I have only worked in Chengdu for half a year and only paid social security for half a year. Can't I get a loan to buy a house? If so, what should I do?

Reply: No need. As long as it is your Sichuan hukou, the bank can accept loans. You don't have to have a Chengdu hukou.

China Bank, China Construction Bank, China Agricultural Bank and China Industrial and Commercial Bank. The real estate developed by our unit is in cooperation with these banks, which is completely acceptable. Second, the conditions for foreign hukou to buy a house in Chengdu (1) Question: It is a college student who just graduated this year and just worked in Chengdu. What do you need to buy a house? I heard that what 1 year social security is needed to buy a house in Chengdu? Are there any other requirements? Reply: Hello, let me show you the regulations on purchasing houses with non-Chengdu hukou issued in Chengdu this year:

If a household registered in Chengdu already owns 1 house in the main city, it can buy a second house and suspend the purchase of a third house.

Non-local registered families who have no housing in the main city of this city can purchase 1 house in the main city with the tax payment certificate or social insurance payment certificate of this city, and postpone the purchase of the second house. Non-local registered families who cannot provide the city's tax payment certificate or social insurance payment certificate may suspend the purchase of houses in the main city.

A family with local household registration refers to a family with all or part of its members registered in this city, including both husband and wife and children under the age of 18. The number of housing units owned by families shall be based on the number of commercial housing sales contracts filed in the real estate registration information system of this Municipality and the number of housing units filed in the ownership registration system when purchasing new houses.

In view of this policy, my suggestion is this. If you have a social security card now. I bought all this year's social security. If you go, no. That policy won't work. So you can't provide proof of social security. Can't buy a house for the time being! If there is social security. You can fill in the front. Enough to operate for one year!

(2) Question: Foreigners want to buy affordable housing in Chengdu Xindu. Is the house payment paid in one lump sum or by installment? Or do you have to move your hukou to Chengdu to buy affordable housing by stages? Answer: As long as you have a fixed job in Chengdu and have paid social security for more than one year, you can apply for a housing loan (installment payment) in Chengdu, which is not necessarily related to your hukou. In addition, it is necessary to remind the landlord that Chengdu stipulates that the average housing area of all people on the real estate license must be more than 70 square meters before the account can be transferred. For example, if you plan to write your name and your wife's name on the property ownership certificate, you must have a house with a ratio of 140 or more before you can transfer ownership. If you write about one person, it will be over 70. Third, the conditions for foreigners to buy a house in Chengdu (1) Question: A series of questions about foreigners buying a house in Chengdu: 1, want to buy a house in Chengdu. What are the restrictions on foreign accounts?

2. Are there any good real estate recommendations? Mainly because the appreciation space is relatively large. It's best to build a real estate near the Ten Mausoleums in chenghua district. The price is around 6000. 3. How to calculate the down payment and mortgage? About how much each one costs. 4. What should I pay attention to when looking at the house? Reply: 1. Outsiders buy houses in five districts of Chengdu. According to the current purchase restriction, they can't buy a property by mortgage. Only the full amount! 2. I'm not very familiar with the vicinity of the Ten Mausoleums, and it may be a bit hanging around 6000. 3. If you can have proof of purchasing social security in Chengdu for more than 2 years, you can get a loan. If the down payment for the first suite is 30%, the mortgage depends on how many years you change, usually 20 or 30 years, and then add the current interest rate to calculate. 4. Looking at the house? Looking at the existing house? Of course, we should pay attention to the quality of every link in the construction. You randomly found many similar articles on the web page. If you are looking at the model room, there is nothing to see. Generally, there won't be an existing house for you now. Most of them have been bought, or the auction house hasn't been repaired yet. I find it difficult to buy an existing house unless you buy two hands. (2) Question: What are the procedures for foreigners to buy a house in Chengdu? What are the conditions?

Reply: People from outside the city who have purchased commercial housing (including second-hand housing) in Chengdu with an area of over 70 square meters and per capita housing construction area not less than that of urban family housing in the previous year and actually live can apply for permanent residence for themselves, their spouses and minor children.

If you buy a commercial or office building with a total price of more than 400,000 yuan at one time in Chengdu, and the per capita housing construction area of the legally fixed residence is not less than the housing difficulty standard for urban housing security objects stipulated by the government in the previous year, you can apply for permanent residence for yourself, your spouse and minor children. Before 20 10, public national and provincial demonstration middle schools, high-quality brand primary schools and kindergartens will be built in the centralized commercial housing construction area in the central city. The children of foreign buyers will be treated equally with the children of local residents, and will be admitted to the nearest school, free of charge in the compulsory education stage. 4. What are the conditions for foreigners to buy a house in Chengdu (1) Question: If they are from Sichuan province, but not from Chengdu, what are the conditions for buying a house in Chengdu, and are there any preferential policies? Answer: as long as you have money, there are no conditions. There are no preferential policies at the government level. It depends on whether the developer has any discount. Generally speaking, there is a 0.4 discount for one-time payment. (2) Question: What are the conditions for buying a house in Chengdu from other places? Do you want an account? A: You must have an account to apply for a real estate license. If you want to write more than one name on the real estate license, you must provide an ID card account book. .

If you need a loan, you need to provide proof of income, bank account and so on.

I can only answer you like this at present. I hope I can help you. Have a nice day.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.