I have a steady job income and a junior high school education, but I have no social security. Can I apply for a credit card?

Yes, social security is not a necessary condition. With a stable job and income, it is easier to apply for a credit card. At present, the basic requirements of banks for credit cards are similar:

1. Requirements for the applicant's age when applying for a credit card: the applicant must be between 18 and 65 years old, and the applicant must be a natural person with full capacity for civil conduct (robots, vegetarians, minors and mental patients to a certain extent are not allowed). ;

2. Requirements for the repayment ability of the applicant when applying for a credit card: a stable occupation and income;

3. Applying for a credit card also requires the applicant to have good credit;

As long as the above conditions are met, the applicant can apply for a credit card, and the applicant also needs to prepare various asset certificates.

1. If the credit card applicant already has one or more credit cards and the repayment record is good. Applicants can copy the credit card they already have as one of the application materials.

2. If the applicant is applying for a credit card for the first time, because there is no consumer credit record, the bank mainly decides whether to approve the card and the size of the credit line according to various incomes and assets.

Generally speaking, if you apply for a credit card for the first time, the amount will not be too high unless you can provide sufficient proof of assets, such as proof of income, proof of house ownership, proof of mortgage purchase, proof of automobile ownership, bank deposit certificate or securities certificate.

3. In addition to the asset certificate, other certificates that can prove personal ability are also helpful to obtain high-value credit cards, such as academic qualifications and technical level certificates.