It has been a year since I handed in my social security card. Why is there no money in it?

Legal analysis: First, although social security is handled, only old-age insurance is paid, not medical insurance. Only pay endowment insurance, but also social security card. If medical insurance is not paid, there is naturally no money in the social security card. Second, as an employee who pays for the unit, as long as he has applied for medical insurance, the social security card will generally refund the money. The repayment ratio starts from 2%. Generally, people under the age of 35 will return 2% of the payment base, which is the individual contribution. From the age of 40, in addition to the 2% paid by individuals, the unit will also return some money. However, after the money is activated, you can only go to the pharmacy to buy medicine or go to the hospital for outpatient treatment. You can't find it in the bank. You'd better swipe your card at the nearby drugstore.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.