Ningbo personal social security payment standard

The payment standard of personal social security in Ningbo is different according to personal household registration, wages and other factors. Specific standards include the proportion and base of payment for basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Individuals should pay the corresponding monthly fees and ensure that they pay them in full and on time in order to enjoy the corresponding social insurance benefits.

I. Introduction

Ningbo's personal social security payment standard means that when individuals participate in social insurance, they need to pay the corresponding fees according to the prescribed proportion and base. The determination of personal social security payment standard involves many factors, including personal household registration and salary level. This paper will introduce the relevant contents of Ningbo personal social security payment standard in detail.

Two. Types and proportion of social security contributions

1. Basic old-age insurance: 8% of the total wages paid by individuals and 20% of the total wages paid by units.

2. Basic medical insurance: individuals pay 2% of the total wages, and units pay 10% of the total wages.

3. Unemployment insurance: individuals pay 0.5% of total wages, and units pay 65,438+0.5% of total wages.

4. Work-related injury insurance: individuals do not need to pay, and the unit determines the proportion of payment according to the risk level of the industry.

5. Maternity insurance: individuals do not have to pay, and the unit pays 0,5% of the total salary.

Third, the social security payment base.

The social security payment base refers to the calculation basis for individuals to pay social security fees, which is generally the average monthly salary of individuals in the previous year. Ningbo stipulates that the upper limit of social security payment base is 300% of the average monthly salary of local employees last year, and the lower limit is 60% of the average monthly salary of local employees last year.

Four. Payment method and time

Personal social security contributions are generally paid on a monthly basis and withheld and remitted by the unit. Individuals should ensure that social security fees are paid in full and on time, so as not to affect the enjoyment of personal social security benefits.

To sum up:

Ningbo personal social security payment standard involves basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Individuals should pay the corresponding fees on a monthly basis and ensure that they are paid in full and on time. The proportion of social security contributions is determined according to personal household registration, wages and other factors, and the payment base is determined according to the average monthly salary of the previous year. Individuals should understand and abide by the relevant payment regulations to protect their social security rights and interests.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees shall participate in basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance and maternity insurance, and social insurance premiums shall be paid jointly by employers and employees.

People's Republic of China (PRC) social insurance law

Article 1 1 stipulates:

The base, rate and mode of payment of social insurance premiums shall be stipulated by the administrative department of social insurance of the State Council, and shall be promulgated and implemented after being approved by the State Council.

People's Republic of China (PRC) social insurance law

Article 12 stipulates:

Employers shall pay social insurance premiums in accordance with state regulations, and employees shall pay social insurance premiums in accordance with state regulations.