What does the transfer of medical insurance in Xiamen mean?

The basic medical insurance premiums paid by employees are all included in personal accounts, and are managed by using medical insurance smart cards (ic cards) through computer network systems. The basic medical insurance premium paid by the employer is divided into two parts, one part is transferred to the personal account in proportion, and the other part is used to establish the social pooling fund.

The insurance pooling fund is mainly used to pay the medical expenses of the insured employees who are hospitalized in designated hospitals and meet the requirements of basic medical insurance; Some chronic diseases approved for outpatient treatment can also be paid by the overall fund.

The amount of outpatient co-ordination is how much money is allocated from your personal account to the social security co-ordination fund ~ your ratio is about 1/3.

Fourth general outpatient co-ordination fund financing standards.

(a) the insured residents to establish a general outpatient fund every year according to certain standards.

(two) if the newly insured residents pay less than one year in a natural year, the general outpatient co-ordination fund shall be established according to certain standards per person per year.

(three) the funds needed for general outpatient co-ordination are allocated from the basic medical insurance fund for urban residents.

Article 5 Accounting of general outpatient co-ordination fund

(a) the general outpatient co-ordination fund to implement special account management, separate accounting.

(two) the general outpatient fund at the beginning of the year, at the end of the year.

(III) The Municipal Medical Insurance Administration allocates funds from the general outpatient co-ordination fund of the basic medical insurance for urban residents according to the standards of the number of insured persons in counties (districts) and 30 yuan per person per year (or quarterly), and the counties (districts) establish general outpatient co-ordination fund accounts according to the allocated amount.

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