Shanghai medical insurance cannot be interrupted for more than a few months.

Shanghai medical insurance cannot be interrupted for more than three months.

1, medical insurance cannot be reimbursed if it is stopped for two months;

If the insured wants to renew the payment, he needs to pay 180 days to enjoy the medical reimbursement policy;

2, medical insurance interruption period determined by local regulations, generally interrupted for more than 3 months, recalculate the payment time;

3. If social security is cut off in the middle, it can still be used for less than three months;

If it exceeds three months, you will not be able to enjoy medical insurance benefits;

4. If medical insurance is interrupted within three months, you can apply for payment, and you can enjoy medical insurance benefits in the next month after payment.

Impact of medical insurance interruption:

1, medical insurance benefits are limited: after medical insurance is interrupted, individuals cannot enjoy medical insurance reimbursement benefits before re-enrollment;

2. Disruption of payment years: The interruption of medical insurance may lead to the invalidation of individual accumulated payment years, which will affect the retirement medical insurance benefits enjoyed in the future;

3. Personal credit record is damaged: long-term medical insurance interruption may be recorded in personal credit information, which will affect personal credit evaluation;

4. Re-evaluation of the payment base: When re-enrolling, it may be necessary to re-evaluate the payment base according to the current economic situation, which may change.

To sum up, the interruption of medical insurance in Shanghai cannot exceed three months. If it is interrupted within three months, it can apply for payment, and the next month after payment, it can enjoy medical insurance benefits.

Legal basis:

Guiding opinions of the National Health Insurance Bureau, the Ministry of Finance and State Taxation Administration of The People's Republic of China on strengthening and improving the participation of basic medical insurance.

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The insured person has participated in the basic medical insurance for more than two consecutive years (including two years), and the insured relationship has switched between employee medical insurance and resident medical insurance due to personal identity changes such as employment. If the payment is interrupted for no more than three months, the insured person can enjoy the treatment normally after payment, ensuring the seamless connection of the insured person's treatment. If the payment is interrupted for more than 3 months, each co-ordination area can set a waiting period of no more than 6 months according to its own situation, and the original insured relationship will be suspended after the waiting period expires.