Medical insurance company and individual bear the proportion

The individual contribution for medical insurance is 2 percent, while the unit contribution ratio is 7.8 percent.

According to the latest information from the Social Security Administration, employees participate in basic medical insurance, and their participation fees are paid by the employing unit and the employee himself***. The unit contribution is generally 7.8% of the employee's gross salary; the individual generally pays 2% of his salary, and the employer will directly handle the withholding and payment from his salary.

Inside the integrated account, the individual account of the active employee is credited with the basic medical insurance premiums paid by the individual, and the basic medical insurance premiums paid by the unit are all credited to the integrated fund. The meaning is that the payment of employees' medical insurance, personal contributions to the medical insurance card, unit contributions to the co-ordinated account, medical card money inside the participant can be freely disposable, the co-ordinated account money can only be used for reimbursement.

Medical insurance reimbursement process:

1, in the medical insurance designated hospitals: each city will have medical insurance designated hospitals, only in the medical insurance designated hospitals inside the diagnosis and treatment, only to be able to use the medical insurance to reimbursement. So if you want to use the medical insurance, you must go to the medical insurance designated hospitals, and to handle the relevant registration procedures;

2, ready for the discharge data: in the discharge of the hospital in advance to the discharge of the data to be ready, such as the diagnosis of the disease, the discharge record and the medical record, and so on. Generally in the treatment with the doctor said, need these information, the doctor will help us to prepare, it is best to get these information and then make a copy. One copy is submitted to the medical insurance reimbursement office, and the other copy is kept as a backup;

3, discharge settlement: take the hospitalization list as well as invoices, and go through the settlement procedures in the hospital. After that, you can bring the relevant information to the medical insurance reimbursement department to reimbursement and audit;

4, waiting for the reimbursement of expenses to the account: when the information has been handed over, you will receive a receipt, the reimbursement of the amount of money will be within 15 days to the account, you just need to wait patiently.

In summary, the basic medical insurance premiums are paid by the employer and the employee on a monthly basis **** the same.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 2

The State establishes a social insurance system for basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, and guarantees the citizens' rights to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and childbirth. rights.

Article 3

The social insurance system adheres to the policy of broad coverage, basic protection, multi-level and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.