What is the reimbursement rate of newborn social security in Beijing?

Time of neonatal medical insurance in Beijing

Newborns in Beijing can apply for medical insurance within 90 days of birth. According to the relevant laws and regulations of Beijing, a newborn who has obtained a non-agricultural household registration in Beijing within 90 days from the date of birth and paid the medical insurance premium for urban residents in that year in one lump sum can enjoy the medical insurance benefits for urban residents from the date of birth, and the enjoyment period ends at 65438+ February 3 of that year1.

For example, if Wang Baobao's birth date is March 1, then he does not have to wait until the centralized enrollment period, but only needs to enter school before May 29th. If they do not participate in medical insurance payment within 90 days, parents can wait until the centralized enrollment period (September 1 to September165438+1October 30th) before enrolling.

Payment standard of neonatal medical insurance

The payment standard of medical insurance for new urban residents is per person per year 160 yuan.

Newborn medical insurance registration process

1. Prepare the child's ID photo;

2. Go to the Postal Savings Bank, Bank of Beijing or Bank of Communications to handle the special passbook for "one old and one small" medical insurance, with passbook 1 copy. Passbooks should be handled by one parent with an ID card, with the child's household registration book (book) and birth medical certificate. Minimum deposit 1 10 yuan (annual premium 100 yuan, it is recommended to deposit more than once).

3. Submit materials to the Social Security Bureau, including the first page of the household registration book 1 copy (the copy of the first page of the collective household registration book needs to be stamped with the company's red official seal), 3 copies of the children's own household registration book (the parents of the collective household registration book 1 copy), and a photo of the children's bareheaded development with a white background 1 copy (2 copies are required for those over 3 years old).

Reimbursement standard of neonatal medical insurance

Children can enjoy medical insurance for urban residents after successfully participating in medical insurance. What is the medical insurance reimbursement standard?

1. Qifubiaozhun for neonatal outpatient hospitalization: 650 yuan;

2. The reimbursement ratio of outpatient expenses: 50% of the deductible part, and the maximum payment limit in a medical insurance year is 2,000 yuan;

3. Reimbursement ratio of hospitalization expenses: 70% of the part above the Qifubiaozhun, and the maximum payment in a medical insurance year is 1.7 million yuan.

Q&A: If the two deadlines overlap, how can I pay?

The two periods coincide, that is, within 90 days of birth, which coincides with the centralized insurance period. At this time, parents need to pay a one-time fee for the newborn for two years. During the period of centralized insurance payment, the insurance payment behavior is to prepare for the next year's enjoyment of benefits, that is, the insurance payment procedures will be handled from September 20 15 to June 616, and the benefits will not be enjoyed until 20 16.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.