Why not pay the social security card in 2022?

Since 2022, the medical insurance policy in some areas has once again ushered in "adjustment", and personal accounts may no longer be refunded. At the same time, there are two good news worthy of attention.

Before the change, my contribution rate was 2%, which was deposited into my personal account. In addition, 30% paid by enterprises will also be returned to personal accounts. However, after adjustment, my payment will be returned to my account, and the financial accounting part of enterprise payment will be put into the comprehensive account.

If the comprehensive account belongs to the public, it will be reimbursed from the public account immediately once it is applied in the middle and late stage. Therefore, after the implementation of the latest policy, you can find that my balance will be reduced, but don't worry, it will not easily endanger the reimbursement of medical expenses.

Two good news, one is that the outpatient service has provided reimbursement services. In the past, people registered for outpatient service, and the expenses were not reimbursed, so they had to pay for it themselves. Although the outpatient service fee is not high, some patients have complicated conditions and need to register for outpatient service frequently, and the accumulated cost is not low.

In the past, medical insurance cards could only be used by themselves. If other members of the family also want medical insurance, they must insure separately, which means that the larger the population, the greater the pressure on medical insurance to pay for it. It's different now. Family members' medical insurance cards can also be used by other members, including seeing a doctor and buying medicines.

People's Republic of China (PRC) Labor Law Article 72 The sources of social insurance funds shall be determined according to the types of insurance, and social pooling shall be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Seventy-fourth social insurance fund agencies shall manage and operate social insurance funds according to law, and be responsible for maintaining and increasing the value of social insurance funds.

Social insurance fund supervision institutions shall supervise the income and expenditure, management and operation of social insurance funds according to law.

The establishment and responsibilities of social insurance fund handling institutions and social insurance fund supervision institutions shall be prescribed by law.

No organization or individual may misappropriate social insurance funds.