What is the difference between flexible social security and employee social security?

The differences between flexible social security and employee social security are as follows:

1, paid by different types of insurance.

Workers' social security pays five insurances: basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; Flexible employment social security pays two insurances: basic old-age insurance and basic medical insurance, and unemployment insurance can also be paid in Beijing, Nanjing and Harbin.

2. Differences in social security benefits.

Employee social security includes maternity insurance, and employees can enjoy maternity expense reimbursement and maternity allowance after giving birth. However, flexible employment social security does not include maternity insurance, and those who give birth cannot enjoy maternity reimbursement and other benefits.

3. The retirement age is different.

The retirement age of women who participate in flexible employment is 55 years old, and the retirement age of employees' social security is determined according to their status. Female employees are 50 years old and female cadres are 55 years old. Whether men participate in flexible employment social security or employee social security, the retirement age is 60.

4. Different legal obligations.

According to the regulations, individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. According to this wooden book, it is voluntary for flexible employees to participate in endowment insurance or medical insurance.

According to the regulations, employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Therefore, it is a legal obligation for employers to pay social security for employees, and occupational insurance must be paid to establish labor relations.

5. The payment base and proportion are different.

The five insurances for employees are jointly paid by enterprises and employees, and the payment base comes from the employees' own wages.

Endowment insurance companies bear 8% of personal expenses according to 16% (lower than 16% in some cities), and the proportion of medical insurance companies and individuals varies according to the proportion of different cities. Personal expenses are deducted from my salary and withheld by the enterprise. 8% of the endowment insurance paid by individuals is included in the personal account, and the personal account of medical insurance is included according to age and proportion.