Retired medical insurance one-time contribution new regulations

The new rule for one-time supplemental contribution for retired medical insurance is that when an individual reaches the legal retirement age, if the accumulated contribution is less than fifteen years, he/she can choose to make a one-time contribution until he/she reaches the full fifteen years. This provision ensures that retirees can enjoy complete medical coverage.

In addition, the exact amount of the retroactive contribution is calculated based on the individual contribution base, contribution rate and delay time. The retroactive contribution procedure includes submitting the necessary supporting documents to the local medical insurance organization, and after analysis and approval, the retroactive medical insurance premiums will be paid in accordance with the stipulated period and amount. After completing the retroactive contributions, retirees can enjoy the same medical treatment as other regular pensioners.

Methods of paying large medical insurance premiums after retirement:

1. Unit contribution: If you retire as an employee of a unit, the large medical insurance premiums are usually borne by both the unit and the individual***. The unit will be responsible for paying most of the fees, while the part that the individual needs to bear will be automatically deducted when transferring the individual account of medical insurance every month, without additional contributions.

2. Individual contributions: For those who retire as individuals, large medical insurance premiums usually need to be deducted from the individual bank account agreed upon at the time of enrollment for withholding and payment of premiums. Contributions due should be deposited into this account every year within a specified period of time to ensure that the fees can be deducted on time.

3. Payment at the social security bureau or medical insurance center: Retirees can also choose to pay large medical insurance premiums directly at the local social security bureau or medical insurance center. When paying the premiums, you need to bring your ID card, social security card and other relevant documents, and pay the premiums according to the stipulated payment standards.

In summary, there are various ways to pay large medical insurance premiums after retirement, and you can choose the appropriate payment method according to your specific situation and local policies. At the same time, understanding and following the relevant regulations to ensure that premiums are paid in full and on time is an important prerequisite for enjoying large medical insurance. When you go through the retirement process, it is recommended that you understand and apply for a large medical insurance policy in order to better protect your medical needs.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 25

The State establishes and improves the basic medical insurance system for urban residents.

Basic medical insurance for urban residents is a combination of individual contributions and government subsidies.

The government shall subsidize the part of individual contributions required by those who enjoy the minimum subsistence guarantee, persons with disabilities who have lost the ability to work, and elderly persons over sixty years of age and minors from low-income families.