How to pay medical insurance in Cangzhou, Hebei Province on the mobile phone?

Medical insurance payment process for urban and rural residents:

1. Open the phone, enter the "Me" page, and click Pay;

2. Find the "life payment" in Tencent service on the payment page;

3. Find "Social Security and Medical Insurance" in the new payment and click to enter;

4. In the selection project, select "medical insurance for urban and rural residents in xx province/city";

5. Click on the "ID number" input box, accurately input the ID number and name of the insured, and select the payment type (select normal payment);

6. After filling in the above information, click to confirm the payment number to view the payment agreement of life payment service;

7. Click Next, and the system will automatically query relevant information and return the query results;

8. After inquiring about payment, you will enter the payment details page and click Pay Now.

1, adjust the income gap and reflect social equity.

Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

2. An important guarantee for maintaining social stability

Medical insurance is an important guarantee to maintain social stability by providing economic help and eliminating social unrest factors.

3. It is beneficial to improve labor productivity and promote the development of production.

The role of medical insurance is conducive to improving labor productivity and promoting the development of production.

4. Lifetime guarantee

Lifelong security means that people pay for 25 years before retirement and enjoy lifelong medical insurance after retirement.

5, hospitalization reimbursement

Hospitalization reimbursement refers to that when the insured patients in Banner go to any first-class hospital, second-class hospital and third-class hospital in the city and Banner for hospitalization, they can be directly reimbursed when they leave the hospital.

6. Disperse medical liability risks.

The function of medical insurance is to spread the risk of medical liability. By taking out medical liability insurance, we can transfer the risk of practice, reduce the economic burden and solve the contradiction between doctors and patients.

7. lighten our economic burden

Medical insurance helps the insured to treat diseases and reduce the economic burden through funding. At the same time, paying insurance premiums can also help other insured people to form a social relationship of mutual help and help, and face difficulties together.

8. Wide coverage

Medical insurance covers a wide range, which can reimburse the medical expenses incurred by general medical care, serious illness and agreed serious illness, so that patients can get more comprehensive treatment and protection.

9. Adjust the income gap of all people in society.

Medical insurance adjusts the income gap by raising medical funds, and the medical insurance expenses that everyone needs to pay are included in the national medical pooling fund to form a medical pooling fund, which is subsidized by the state in proportion.

10, you can insure against illness.

Medical insurance can protect against diseases. Even terminally ill patients can spend hundreds of dollars on medical insurance and go to the hospital for reimbursement.

Matters needing attention in medical insurance:

1. Insurance companies have different regulations on the minimum age of medical insurance. According to different types of insurance, the minimum insurance age generally ranges from 90 days after birth to 16 years old. However, the maximum insurance age stipulated by various insurance companies is roughly the same, which is 65 years old. If the age of the insured is not within this range, it is generally not suitable for insurance. In addition, generally speaking, the younger the age, the less the premium, and it is recommended to take out insurance as soon as possible.

2. Obligation clauses that should be truthfully informed.

When concluding an insurance contract, the insurer shall truthfully explain the current physical condition and past medical history of the applicant, so that the insurer can judge whether to accept insurance or under what conditions. Some inpatient medical insurance clauses clearly include some serious diseases (such as congenital diseases, leukemia, etc. ) is within the coverage. So don't conceal the medical history, otherwise the insurance contract will be invalid, and even if there is an insurance accident within the scope of responsibility, the insurance company will not fulfill its obligation to pay compensation.

3. Understand the wait-and-see period of hospitalization medical insurance.

The so-called wait-and-see period, that is, after the insurance contract takes effect for a period of time, the insurer is liable for the medical expenses incurred by the insured due to illness. In addition to the hospitalization expenses caused by accidents, for general hospitalization insurance, insurance companies have a wait-and-see period when underwriting. Depending on the type of insurance, the wait-and-see period is 90 days from the effective date of the contract and 180 days. The insurance company will not bear the medical expenses incurred during the wait-and-see period.

4. Pay attention to the deductible clause.

For some low medical expenses, insurance companies generally adopt the deductible clause. On the one hand, the insured can afford lower medical expenses; At the same time, it can also save a lot of manpower invested by insurance companies for claims settlement. On the other hand, it can urge the insured to strengthen the control of medical expenses and avoid unnecessary waste. So when you buy medical insurance, you must pay attention to the deductible. If the insured's medical expenses are lower than the deductible, it is impossible to get a claim.

To sum up, the basic medical insurance for urban residents is a combination of individual contributions and government subsidies. The government subsidizes those who enjoy the minimum living guarantee, the disabled who lose their ability to work, and the elderly and minors over 60 in low-income families.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.