The reason why that personal account balance of social security card is 0

There may be many reasons why the personal account balance of the social security card is zero, mainly including insufficient payment or payment of social security fees, incorrect or not updated social security account information, and social security funds being frozen or deducted according to law.

1. Failing to pay or not paying social security fees in full.

A common reason why the personal account balance of social security card is zero is that individuals fail to pay social insurance premiums in full and on time. Social insurance includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, each of which requires individuals to pay in accordance with the prescribed proportion. If the individual fails to pay in time or the amount paid is insufficient, the balance of the personal account of the social security card is insufficient or zero.

Two, the social security account information is wrong or not updated in time.

Sometimes the personal account balance of social security card is 0, which may be because the account information is wrong or not updated in time. For example, due to data input errors, identity information changes and other reasons, an individual's social security account may have an abnormal account status, thus affecting the display of the balance.

Three, social security funds are frozen or deducted according to law.

In some cases, the balance of social security card personal account is zero, which may be because the funds in the account are frozen or deducted according to law. For example, when an individual is involved in legal disputes or fails to fulfill relevant obligations, the court or relevant departments can freeze or deduct the social security account according to law, resulting in zero account balance.

In addition to the above situation, the personal account balance of social security card is zero, which may also be related to factors such as social security policy adjustment and system upgrade. Therefore, when the personal account balance of the social security card is found to be 0, the individual should contact the social security agency or relevant departments in time to inquire and verify, understand the specific reasons, and take corresponding solutions.

To sum up:

The reason why the personal account balance of social security card is 0 may involve many situations, such as insufficient payment or supplementary payment of social security fees, incorrect or not updated social security account information, and social security funds being frozen or deducted according to law. When an individual finds that the account balance is abnormal, he should contact the relevant institutions in time to find out the reasons and take corresponding measures to ensure that his rights and interests are not harmed.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 63 provides that:

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

Article 86 provides that:

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.