Does the medical insurance stop taking effect in the month?

Legal analysis: the termination of medical insurance generally takes effect the next month, which means that you can still enjoy medical insurance reimbursement when you are hospitalized that month, but you can't enjoy medical insurance reimbursement when you are hospitalized the next month. However, this is not absolute. In some areas, it is stipulated that medical insurance will not be enjoyed in the month of suspension, so the suspension will take effect in the month. If the insured person needs to be hospitalized after stopping the insurance, he can first call the local social security department to ask about the specific reimbursement of medical insurance. However, the social security is suspended for no more than 3 months, and the continuous payment period is calculated, and the medical insurance reimbursement is not affected.

Legal basis: Article 32 of the Social Insurance Law of People's Republic of China (PRC), if an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.