What is the operation mode of social security?

1, with workers as the core. That is, the labor insurance system is geared to workers, mainly salaried workers, and sets up insurance items around risks such as old age, illness, work-related injuries and unemployment to ensure the basic livelihood of workers when they encounter these events. In some cases, the labor insurance system also benefits workers and their family members.

2. Responsibility sharing. Labor insurance emphasizes that employers and workers share the responsibility of labor insurance payment, and the state finance gives appropriate support. It is a social security mechanism with shared risks and responsibilities.

3. Organic combination of rights and obligations. Labor insurance emphasizes that the right of workers to enjoy labor insurance is related to the obligation to pay labor insurance premiums, and the level of labor insurance benefits enjoyed by workers is often related to the amount of labor insurance premiums paid and personal income. If you have not participated in labor insurance or paid labor insurance premiums, you cannot enjoy labor insurance benefits.

4. Help each other. Labor insurance premiums paid by employers and employees form labor insurance funds such as pension, medical care, unemployment, work injury and maternity. When employees encounter insurance events, they enjoy corresponding labor insurance benefits, and the labor insurance fund is transferred among insured members, which fully embodies the principle of mutual assistance and risk sharing.

5. Pay as you go. Labor insurance fund is mainly raised by pay-as-you-go method.