Is cardiac stent a critical illness insurance?

Legal analysis: Heart stent is not covered by critical illness medical insurance. The 20 diseases included in the serious illness insurance are: childhood leukemia, congenital heart disease, end-stage renal disease, breast cancer, cervical cancer, severe mental illness and drug-resistant tuberculosis; Aids opportunistic infection, hemophilia, chronic myeloid leukemia, cleft lip and palate, lung cancer, esophageal cancer, gastric cancer, type I diabetes, hyperthyroidism, acute myocardial infarction, cerebral infarction, colon cancer and rectal cancer. Social security serious illness insurance is an institutional arrangement to further protect the high medical expenses incurred by seriously ill patients on the basis of basic medical security, which can further amplify the effectiveness of the protection; It is the expansion and extension of the basic medical security system and a useful supplement to the basic medical security. Carrying out this work is an urgent need to reduce the burden of medical expenses for serious illness of the people and solve the problems of poverty caused by illness and returning to poverty due to illness; It is an inherent requirement to establish and improve a multi-level medical security system and promote the construction of a universal medical insurance system; It is to promote the interconnection of medical insurance, medical care and medicine, and promote the combination of government-led and market mechanisms; Effective ways to improve the level and quality of basic medical security; It is an important measure to further embody the spirit of mutual assistance and promote social fairness and justice.

Legal basis: Article 24 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the state shall establish and improve a new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council. Article 25 stipulates that the state shall establish and improve the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.