Job Recruitment Website - Social security inquiry - How to make up for the pension insurance that has been broken for five years?

How to make up for the pension insurance that has been broken for five years?

Legal analysis

Supplementary insurance involves many situations and needs specific analysis. For example, the materials required for social security payment: (1) The materials required by different policies in different regions are different; (2) Different payment times require different materials. Generally speaking, the earlier the payment is made, the more materials are needed. For the specific required materials, it is recommended to visit the local Human Resources and Social Security Bureau in official website, or call 12333 for human resources and social security consultation. According to the relevant regulations, the accumulated endowment insurance reaches 15, and you can receive the basic pension on a monthly basis after retirement. Therefore, even if the payment is suspended for five years, it will not affect the pension collection if it can be made up to 15 years. However, the following effects still exist: 1. If you don't pay within five years, the funds in your personal account will be reduced, and there will be some losses when calculating your pension; 2. These five years are not included in the length of service. If the salary of the company employed in the future is affected by the length of service, it is another loss; 3. When reaching the statutory retirement age, the interrupted life time is calculated cumulatively. If the cumulative interruption is 12 months, the pension calculation will be pushed back to the previous year, and the first five years will be calculated as five years. How much will the price level differ in five years or so?

legal ground

Article 12 of the Social Insurance Law of People's Republic of China (PRC) * * * The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively. Thirteenth employees of state-owned enterprises and institutions to participate in the basic old-age insurance, the basic old-age insurance premium should be paid by the government during the payment period. When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.