Is there a conflict between the new rural insurance and social security?

1, the new rural insurance and social security do not conflict, both belong to social insurance, but the new rural insurance is aimed at rural residents who have not participated in the basic old-age insurance for urban workers; The object of social security is mainly urban workers or urban migrant workers.

2, the new rural insurance and social security for urban workers only need to pay one. If the company handles employee social security for you, then the new rural insurance can be suspended. If you return to the countryside in the future, when you retire, you will combine the years of paying the new rural insurance and the years of paying social security to calculate the payment period and calculate the pension.

3. After the unit handles social security for you, the money in the personal account of the new rural insurance paid before will be sealed in your personal account, and there is no need to surrender. If you return to the countryside in the future, you can continue to pay the new rural insurance.

Extended data:

The main differences between social insurance and commercial insurance;

1, achieving different purposes. Social security is the basic guarantee for social members when necessary, not for profit; Commercial insurance is the commercial operation of insurance companies, aiming at profit;

2, the implementation is different. Social insurance is compulsory according to national legislation, while commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals;

3. The subject and object of implementation are different. Social insurance is raised, managed and distributed by special institutions set up by the state, targeting social members within the legal scope; Commercial insurance is managed by insurance companies, and the applicant can be anyone who meets the underwriting conditions;

4. Different protection levels. Social insurance provides the most basic protection for the insured, which is higher than the social poverty line and lower than 50% of the average social wage, and the degree of protection is low.

The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection.

Baidu Encyclopedia-New Rural Social Endowment Insurance