Can no unit or individual buy social security?

No unit or individual can purchase social security.

Personal social security payment process:

1. Individuals with urban or rural hukou can pay social security by themselves at local social security service points or at county-level social security bureaus. Individuals who pay social security can only pay endowment insurance and medical insurance;

2. Individuals can pay social security for themselves as freelancers. When paying social security, you need to bring your household registration book, ID card and copy, and prepare two one-inch photos. Then go to the local social security agency for handling;

3. When you apply for social security, you need to bind the bank card, mainly to deduct the fee automatically every month. You must remember to deposit the premium before the deduction date, otherwise it will be broken.

The social security payment period is as follows:

Generally speaking, social security needs to be paid 15 years to enjoy. Except for the local residents who have reached the age of 45 when the endowment insurance for urban and rural residents is implemented, the rest of them must have participated in social security 15 years or more, and can only go through retirement procedures and receive a monthly pension after retirement.

For those who have participated in the basic old-age insurance for employees, but the accumulated payment has not reached 15 years, they can pay all the time, and receive the pension after 15 years. Of course, you can also choose to transfer to the new rural social endowment insurance, or to the social endowment insurance for urban residents, and then receive pension insurance benefits in accordance with state regulations.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.