Can residents' medical insurance be refunded if it is staggered?

If it is staggered, it will not be handed in. If the name does not match the account number, you can return it. Please check with the medical insurance center. The basic medical insurance for urban residents can be surrendered.

Surrender process:

1, the applicant applies to the medical insurance account window and provides information.

2, the applicant to fill in the basic medical insurance for urban residents surrender application form.

3, handling personnel to check the basic information of the insured, review the surrender qualification, eligible to give medical insurance surrender, issued by the basic medical insurance for urban residents surrender notice.

4. Go to the medical insurance financial settlement window for a refund.

The surrender ratio is generally around 70%. _ The applicant can unilaterally terminate the insurance contract during the hesitation period, that is, the applicant can surrender the insurance at any time. _

Requirements and procedures for handover:

The applicant for surrender is the insured. To apply for surrender, the insured must obtain the written consent of the insured, and the insured clearly indicates who will receive the surrender money.

If the applicant applies for surrender, the contract has been in effect for two years and the payment has been paid for two years, the insurance company will return the cash value of the policy after receiving the surrender application, and if the applicant has paid for less than two years, the insurer has collected the insurance premium from the beginning to the end of the insurance liability, and the remaining insurance premium will be returned to the applicant.

When handling the surrender, the surrenderer shall provide the following documents:

The applicant's application for surrender _, _ If the insured requests surrender, it shall provide the written consent of the applicant for surrender _;

The insurance policy and the last payment certificate provided by the surrenderer prove that the contract is established;

The identity certificate of the applicant;

If the applicant or the insured entrusts others to handle it on his behalf, he shall provide the power of attorney of the applicant or the insured and the client's ID card.

Handling conditions for multiple staggered refunds of medical insurance

If the insured person meets one of the following conditions, the insured person or agent shall carry relevant information to the municipal medical insurance agency for handling:

Medical insurance insured units and insured persons have repeated collection, overcharge and wrong collection of medical insurance premiums.

Materials required for medical insurance payment and staggered refund

In general, the following materials are required

1, my ID card;

2. Household registration book or household registration certificate;

3 residents' social medical insurance refund application form.

Medical insurance payment and multi-period refund processing flow

1. declaration: the insured person shall provide the corresponding filing materials to the street social security office within its jurisdiction and fill in the relevant forms;

2. Audit: The staff of the street social security office shall audit whether the information provided by the insured meets the requirements according to the relevant documents;

3. Handling: After the approval, the staff will enter the relevant forms into the social security system, generate the corresponding refund notice, print it after verification and inform the insured.

Under what circumstances will I withdraw my medical insurance?

(1) If the insured pays medical insurance premiums in two or more insured units at the same time, the medical insurance premiums paid by their units will not be refunded and their individual accounts will be merged.

(2) If the insured participates in medical insurance for employees and residents in the same period, the duplicate payment will not be refunded.

(III) Before the publication of the average wage of employees in non-private units in cities and towns in the previous year (hereinafter referred to as social wage), the employees whose social wage was stopped by the unit or transferred after the publication of social wage shall not be liquidated and refunded.

(IV) Individual insured persons or urban and rural residents' medical insurance insured persons voluntarily choose to pay according to the first file and the second file, and may not ask for the refund of paid medical insurance premiums in the name of surrender or file transfer.

(five) the insured person pays the annual fee according to the first standard, and if he dies within the validity period of the insurance, the part included in the overall fund and the large medical insurance premium will not be refunded.

(six) before the municipal co-ordination, the repeated payment of the insured between different co-ordination areas in the city will not be refunded, and their personal accounts will be merged according to the regulations.