What's the difference between employee social security and resident social security?

Legal analysis: the social security payment scope is different, and the insurance paid by the unit to employees includes: old-age insurance, unemployment insurance, medical insurance, work injury insurance, maternity insurance and housing accumulation fund; In the social security of residents, the only social security that urban residents can pay by themselves are endowment insurance and medical insurance. Different payment methods, urban workers pay monthly; Residents' old-age insurance is paid annually. The base of payment is different, and the average monthly salary of urban workers is the base, with the unit paying 20% and the individual paying 8%, of which the individual paying is a personal account; Residents' old-age insurance is paid in accordance with the fixed amount stipulated by the government, and all individual contributions are included in personal accounts. Pensions are calculated in different ways. The calculation basis of urban workers' pension is the payment period, payment base, average social wage, personal account and other parameters. Residents' old-age insurance is calculated according to the total payment of the insured plus interest plus government subsidies plus basic pension. Old-age insurance for urban workers, male 60, female 50, female cadres 55 years old, special jobs can be received by male 55 and female 45 years old; Endowment insurance for urban and rural residents, regardless of gender, 60 years old.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.