Without social security, can I only get pregnant at my own expense?

If there is no social security for pregnancy and childbirth, medical expenses need to be borne by yourself. Spouses who have paid maternity insurance can enjoy maternity medical expenses. Maternity medical expenses include the following contents:

1, maternity medical expenses;

2. Family planning medical expenses;

3. Other project expenses stipulated by laws and regulations.

What are the reimbursement conditions for social security maternity insurance?

1, in line with the national family planning policy or family planning operation;

2, in accordance with the provisions of the unit to participate in maternity insurance and continuous full payment for employees for more than one year. Workers who are still insured at the time of childbirth shall enjoy maternity insurance benefits according to relevant regulations.

The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for the birth of female employees shall be paid by the maternity insurance fund. Maternity insurance in social security five insurance can only be paid by the unit. Workers need to pay maternity insurance for 7 months without interruption before giving birth. Workers who meet the requirements can go through the formalities of maternity allowance. After giving birth, relevant information can be submitted, and the Social Security Bureau can review and file for 2 months before receiving the maternity allowance.

Legal basis: Article 54 of the Social Insurance Law of People's Republic of China (PRC).

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.