Relatives are urban residents. If they are 60 and have no social security, can they retire?

I can't. Did not meet the retirement conditions.

Retirement must meet two conditions at the same time: first, the minimum payment of old-age insurance 15, and second, reaching the legal retirement age, that is, 60 years for men, 50 years for female employees, 55 years for female cadres, and 55 years for women who participate in sensitive employment social security. These two conditions must be met at the same time and the whole country must be unified.

In addition, urban and rural residents, both men and women, only need to pay the old-age insurance for urban and rural residents 15 years, and they can also enjoy the old-age insurance benefits after reaching the age of 60.

From the above introduction, we can know that as urban residents, although they are over 60 years old, they cannot apply for retirement because they have not participated in social endowment insurance.

Endowment insurance is a social insurance system established by the state in accordance with relevant laws and regulations to ensure that workers reach the working age limit stipulated by the state, terminate their labor obligations, or quit their jobs because of old age and incapability. Its purpose is to ensure the basic needs of the elderly and provide them with a stable and reliable source of life. China's basic endowment insurance is divided into employee endowment insurance and urban and rural endowment insurance.

As far as urban residents are concerned, if they have a work unit, after establishing a labor relationship with the unit, the unit must purchase social endowment insurance for you, and then the unit and individual will pay the fee in accordance with the rules; If you don't have a work unit, you can participate in sensitive employment social security, and I will bear the social security expenses in full, and you can also participate in urban and rural residents' endowment insurance. No matter what kind of old-age insurance you participate in, you only need to pay the minimum fee of 15 years, and you can enjoy the old-age insurance benefits after reaching the statutory retirement age.

To sum up, urban residents who have reached the age of 60 and paid the minimum pension insurance for 15 years can apply for retirement; You can't retire if you haven't participated in social security, or have participated in social security, and the accumulated old-age insurance has not been paid in full 15 years.