Can outsiders buy social security by themselves?

You can buy your own social insurance, but the implementation policies vary from place to place. It is best to consult the local social security agency first.

Individuals can only participate in pension insurance and medical insurance for employees' social security, or participate in medical insurance for urban residents. If the household registration is not here, it is generally necessary to apply for a residence certificate before going to the handling department to apply for insurance.

According to the provisions of Article 10 of the Social Insurance Law of People's Republic of China (PRC), individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium in accordance with state regulations. So individuals can participate in employee pension insurance.

According to the provisions of Article 23 of the Social Insurance Law of People's Republic of China (PRC), individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees of the employing unit and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. So individuals can participate in employee medical insurance.

And according to the regulations of medical insurance for urban residents, the main insured objects of medical insurance for urban residents are urban minors who have not participated in medical insurance for urban workers and unemployed residents. So individuals can participate in urban residents' medical insurance.

Extended data

The difference between individual paying social security and unit paying social security.

(1) Different payment types

There are only two kinds of social insurance paid by individuals: endowment insurance and medical insurance. According to the regulations, flexible employees voluntarily participate in basic medical insurance and basic old-age insurance in their own names, and are not included in the scope of those who participate in unemployment, work injury and maternity insurance.

And it is mandatory for the unit to pay social security for employees. Article 72 of the Labor Law of People's Republic of China (PRC) stipulates that the social insurance fund shall determine the source of funds according to the types of insurance, and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

(2) The payment ratio is different.

Old-age insurance, medical insurance and unemployment insurance are paid by individuals and enterprises respectively, with general enterprises accounting for the majority (the proportion of contributions varies across the country). For example, Beijing's 20 16 social security contribution ratio is:

1. Old-age insurance premium: the unit pays 19% and the individual pays 8%.

2. Unemployment insurance premium: the unit pays 0.8% and the individual pays 0.2%.

3. Medical insurance premium: the unit pays 10%, and the individual pays 2%.

Industrial injury insurance and maternity insurance do not need to be paid by individuals, but are all paid by enterprises. However, as an individual, paying social insurance premiums requires personal commitment.

References:

Baidu Encyclopedia-People's Republic of China (PRC) Social Insurance Law