What is large medical insurance?

There are two kinds of critical illness medical insurance: the first is the critical illness medical insurance in the national basic medical insurance, and the second is the million medical insurance in the commercial insurance.

Serious illness medical insurance is a new institutional arrangement that aims at the high medical expenses incurred by seriously ill patients and is reimbursed by the basic medical insurance for urban and rural residents. It is the expansion and extension of the basic medical security system and a useful supplement to the basic medical security. The object of serious illness insurance is urban residents' medical insurance and the insured of the new rural cooperative medical system. The purpose is to reduce the burden of serious illness of urban and rural residents and solve the problem of "poverty caused by illness and returning to poverty due to illness". Critical illness medical insurance belongs to secondary reimbursement, that is, after medical insurance reimbursement, the expenses paid by individuals need to be reimbursed through critical illness medical insurance, and the reimbursement ratio increases in stages, that is, the more medical expenses paid, the higher the reimbursement ratio.

Millions of medical insurance is mainly to deal with the medical expenses of serious diseases, and it is a reimbursement insurance with the characteristics of low premium and high insurance coverage. It can effectively supplement medical insurance and cover the medical expenses after medical insurance reimbursement.